your neighborhood bank
We are proud to help our customers buy the homes where their family histories will be made, turn their passions into businesses that help our local economy thrive, and save for secure and adventure-filled retirements. We hope you’ll make us your bank for life.
For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today. Our West Roxbury branch opened in the fall of 1994, and four years later we merged with Charlestown Cooperative Bank to become The Cooperative Bank. Today, we are known as TCB.
With sophisticated online and mobile banking services, we have our feet firmly planted in the 21st century, but we still believe in the power of lifetime relationships and old-fashioned service. Let us show you the peace of mind that only the best personal service, sound advice and leading-edge technology can bring.
meet the team
President and Chief Executive Officer
Phil is a proven leader with a strong vision for TCB’s future. He has direct responsibility for the day-to-day operations of the Bank, including developing strategies that improve customer value, furthering customer satisfaction, and driving the organization’s financial success. He is known for his open door policy with staff and his generous mentorship.
Senior Vice President Senior Commercial Lender
Miguel oversees TCB’s commercial lending division. He is an industry veteran of over 20 years, with expertise in commercial real estate lending, business loans, and credit and portfolio review.
Senior Vice President Risk Management NMLS #523108
Elaine oversees the Bank’s Enterprise Risk Management, Compliance and Audit areas. She brings over 20 years of expertise in all aspects of lending, regulatory compliance, quality assurance and policy implementation. She also serves as the Bank’s Community Reinvestment Officer. Elaine is a graduate of Suffolk University.
Senior Vice President Operations & Information Technology
Margaret is responsible for managing our operations and technology programs. Her focus is the current and future technology and operational needs of the Bank, recommending solutions and establishing budgetary and performance guidelines. She oversees our technology risk management program and develops and revises operational procedures to ensure efficiency and compliance. Margaret has served as an executive or board member for community organizations including DOVE Inc. (Domestic Violence Ended) and the Wild Hearts Therapeutic Equestrian Program.
Senior Vice President and Chief Financial Officer
As the head of TCB’s Accounting/Finance division, Chaz ensures the bank maintains a strong and secure financial position for the benefit of our customers, employees and communities. This includes managing the bank’s interest rate risk, liquidity, and funding needs; delivering accurate reporting for planning and compliance; and forecasting and planning for TCB’s financial future. Chaz draws upon his skills as a Certified Public Accountant, as well as more than ten years of experience in private industry and public accounting with a focus on community banks. He holds a Bachelor of Science degree from Bryant University and a Master of Science in Accountancy from the University of Rhode Island.
Senior Vice President Mortgage Operations
John brings over 30 years of experience as a mortgage banking executive. As SVP, he oversees the residential lending group and enjoys working with customers on their home financing needs. John serves as an active member in the banking community as the American Banker Chairman of the Mortgage Markets Committee, and is involved in the Massachusetts Mortgage Bankers Association Compliance Committee. Alongside his banking community devotion, John also supports his local community by participating on the board of the John Barker Youth Basketball League, and is the coach for a local youth football team.