Personal Banking

Mortgages and Home Loans

Home Lending with a Personal Touch

At TCB, getting a mortgage or home equity loan isn’t just about numbers—it’s about people. We understand that buying a home or tapping into its value is one of the biggest decisions you’ll make, and we’re here to guide you every step of the way, just like family would.

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Family Banking Isn’t Just a Catchphrase

We get it, “family banking” can sound like just another marketing buzzword. These days, it seems like everyone’s claiming to be “like family.” But at TCB, it’s not just something we say—it’s who we are.

For us, family banking goes back to our roots. We’ve been serving Boston since 1898, and we’ve grown alongside generations of neighbors, friends, and families. We know your name when you walk through the door, and we genuinely care about your dreams, challenges, and successes.

President & CEO

Peter Savard

Your neighbor and lender

Meet Peter Savard

AVP, Mortgage Loan Officer

Peter joins the TCB family with over 30 years of experience building relationships. Most of his career was spent working in finance and account management in the greater Boston marketplace. He started his career in sales, but then grew to hold various roles negotiating multi-million dollar contracts with the largest banks and insurance companies in the United States, as well as the Commonwealth of Massachusetts’ executive agencies.

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Mortgages

At TCB, we believe homeownership should be within reach for everyone in our community. Our team is committed to guiding you every step of the way, ensuring you feel confident in your home financing decisions.

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Fixed-rate Mortgages

When you choose a fixed-rate mortgage, your principal and interest payments stay the same for the life of the loan, giving you the stability to budget with certainty.

Adjustable-Rate Mortgages

Looking for lower initial monthly payments? An Adjustable-Rate Mortgage (ARM) could be the perfect fit—especially if you’re planning to stay in your home for just a few years.

Jumbo Mortgages

When your dream home requires a little extra, our Jumbo Mortgage is here to help. Whether you’re buying a primary residence, a second home, or an investment property, we’ve got you covered with flexible financing solutions.

Community Lending

At TCB, we’re here to make buying your first home easier and more affordable. As a participating lender, we offer a variety of community lending programs designed to help first-time homebuyers get started with confidence.

Home Equity Loans

Flexible Terms, Personalized Service

Unlike a home equity line of credit, a home equity loan gives you a one-time lump sum with a fixed interest rate and set repayment period. This means predictable monthly payments, making it easier to budget and plan for the future. Your home equity loan may come with tax advantages, but it’s always best to check with your tax advisor to understand how it could impact your individual tax situation.

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Home Equity Lines of Credit

Flexibility and Freedom with a Home Equity Line of Credit

Need funds for home improvements, college tuition, a new car, or debt consolidation? A home equity line lets you borrow against the value of your home to cover life’s important expenses. Interest may be tax deductible. Please consult a tax advisor for more information.

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Meet Our Home Lending Team

From first-time buyers to seasoned homeowners, we’re here to listen, guide, and find solutions that fit your unique needs. And because we’re a small, local bank, you’ll always know who to call, and see a familiar face when you walk through our doors

Headshot of Renee Owens

Renee Owens

VP, Community Lending

Peter Savard headshot

Peter Savard

AVP, Mortgage Loan Officer

Marcus Diaz

Community Lending Loan Officer

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