Personal Banking

Personal Checking Accounts

Our Advantages

eLife Checking

eLife TCB Checking is for the way you live. Tap and it’s done—scheduled, paid for, transferred. Fast, and without a lot of fees. Simple, secure, and ready whenever and wherever you are, eLife is the checking account for getting things done.

  • $10 opening deposit
  • No minimum balance requirement
  • Non-interest bearing
  • Direct Deposit required to waive monthly maintenance fee
  • eStatements are required to waive monthly maintenance fee
  • $10 monthly maintenance fee without eStatements and Direct Deposit
  • Instant issue debit cards
  • MasterCard® debit/ATM card
  • Unlimited ATM surcharge fee rebates
Open one today

Regular Checking

With no minimum balance requirement and no monthly maintenance fee—plus surcharge-free ATM access at MoneyPassNetwork™ ATMs—TCB’s Regular Checking account is a smart, economical choice. You’ll also enjoy the convenience of unlimited check writing, free online banking (with bill pay) and debit card.

  • Minimum deposit of $25 is required to open the account
  • No minimum balance requirement
  • No monthly maintenance fees
  • MasterCard® debit/ATM card
  • Unlimited check writing
  • First order of checks is free
  • eStatements available
  • TCB Online Banking with Bill Pay
  • Surcharge-free ATM access at MoneyPassNetwork™ ATMs
Open one today

Student Life

Whether you are attending high school locally, or away at college, Student Life Checking has the features and benefits you need in a bank account. Student Life Checking is available to students ages 14-26 with a valid School ID. For students ages 14 to 17 a parent or legal guardian is required to be a joint owner on the account.

  • $10 opening deposit is required to open the account
  • No minimum balance requirement
  • Non-interest bearing
  • eStatements are required
  • No monthly maintenance fees
  • Instant issue debit cards
  • MasterCard® debit/ATM card
  • Up to $12/month in foreign (Non-TCB) ATM surcharge fee rebates (ATM fees by ATM owner)
  • Check writing—10 monthly at no cost/$0.50 per check thereafter

Relationship Checking

Loyalty, rewarded.

We look at all of the business you do with TCB and reward you accordingly, with perks like preferred rates on CDs and IRAs.

$5,000 combined minimum daily relationship balance in any of the following required waives the monthly maintenance fee:

  • Checking/Savings
  • CDs/IRAs
  • Money Market Accounts
  • Home Equity Loans
  • Home Equity Lines of Credit
  • Residential Mortgages

$20 monthly maintenance fee if minimum daily relationship balance requirement is not met.

Benefits

  • Competitive interest rate
  • Preferred rates on CDs/IRAs
  • MasterCard® debit/ATM card
  • Instant issue debit cards
  • eStatements available
  • Surcharge-free ATM access at MoneyPassNetwork™ ATMs
  • Free check orders (basic checks only)
  • Unlimited check writing
Open one today

BankOn Checking

Affordable banking that is simple, safe and accessible to everyone.

Opening a safe, affordable, non-predatory, and FDIC-insured checking account is an important step toward improving financial wellness. Bank On Boston helps make that step easier.

  • $10 minimum balance required
  • No monthly fees
  • Free MasterCard® debit/ATM card
  • Surcharge-free ATM access at MoneyPassNetwork™ ATMs
  • Free Online Banking, Bill Pay, Mobile Deposit
  • Free eStatements
Open one today at any of our branches!

Meet the Team

Jessica Pelton VP of Retail Banking View Bio

Jessica Pelton

SVP, Retail Banking
Brunna View Bio

Brunna Cunha

Branch Manager, West Roxbury
Headshot of Tom Coots View Bio

Tom Coots

AVP, Branch Manager, Charlestown
Headshot of Janet Galloway View Bio

Janet Galloway

Branch Manager, Jamaica Plain
Meet the Whole Team
Jessica Pelton VP of Retail Banking

Jessica Pelton

SVP, Retail Banking
The best part about what I do is being able to help members of the community achieve their financial goals and needs by providing a personalized customer service experience.

Jessica has over 24 years of progressive experience in the banking industry, having worked for both community banks and large commercial banks. Prior to TCB Jessica oversaw Retail Operations at South Shore Bank where she was responsible for process improvements, procedural implementation, and technological integration. She has also held managerial positions at Blue Hills Bank/Rockland Trust, Webster Bank and Sovereign Bank. As a leader Jessica is passionate about helping team members achieve their career goals through coaching and mentoring! She is currently pursuing her degree in Forensic Accounting.

Brunna

Brunna Cunha

Branch Manager, West Roxbury
NMLS: 1810205
I love working with a community bank—from the moment they step through our doors, every customer is given the same level of personal and attentive service.

Brunna is the branch manager at the West Roxbury branch. She joined TCB in 2019, and has over 12 years of customer service experience. She was born in Brazil and is fluent in two languages. A frequent traveler, Brunna has learned the value of patience and good communication. Stop by the West Roxbury branch to meet her, and learn more about our personal banking services.

Headshot of Tom Coots

Tom Coots

AVP, Branch Manager, Charlestown
NMLS: 523111
We treat customers like we want to be treated—with respect, professionalism, and kindness. We create a relationship and forge a bond that cannot be broken.

Tom has 30 years of banking experience in the Boston area that he brings to his role of Branch Manager in the Charlestown Office. Having held every position from teller to manager, Tom has a hands-on approach when working with staff and customers alike. Tom holds a bachelor’s degree in Office Administration with a minor in Accounting from Salem State College, as well as a Certificate in Banking from the New England School of Banking at Williams College. He holds a seat on many local boards and committees, including the Charlestown Historical Society, the Bunker Hill Monument Association, Friends of Ryan “Duce” Morrissey Scholarship Foundation, and the Friends of Memorial Hall Veterans.

Headshot of Janet Galloway

Janet Galloway

Branch Manager, Jamaica Plain
NMLS: 1868251
I love working at a community bank because we take the time to learn about our customers and build strong relationships.

Janet has been in banking for nearly 20 years. Since arriving at TCB in 2006, she had been in several roles. Starting as a head teller, she is now the Branch Operations Manager in Jamaica Plain. Janet has also worked in the West Roxbury and Roslindale branches. As the Branch Manager at Jamaica Plain, she can help assist you across a variety of services—from opening and closing accounts, online banking, applying for home loans, and more.

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