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personal banking

You want your money to help you achieve as many life goals as possible. TCB is ready to support you with sound advice, attentive personal service, the right account and loan options, and efficient online tools.

home equity loans and home equity lines of credit

Home Equity Loans

A home equity loan gives you the opportunity to borrow against the equity in your home for home improvements, tuition, a new car, debt consolidation or just about any other worthwhile purpose. Unlike a home equity line of credit, a home equity loan is a one-time lump sum loan that you will pay off over a set amount of time, with a fixed interest rate.

TCB offers a variety of terms. Ask one of our mortgage financing specialists for details.

This type of loan may also offer tax benefits. Consult with your tax advisor to understand how a home equity loan may affect your personal tax picture.

Home Equity Lines of Credit

A home equity line of credit (HELOC) gives you the opportunity to borrow against the equity in your home for home improvements, tuition, a new car, debt consolidation or just about any other worthwhile purpose. Unlike with a home equity loan, with a HELOC you are approved to borrow up to a certain amount, but you only pay interest on what you actually borrow. In this way, a HELOC works a lot like a credit card, but often with lower interest rates. The interest you pay on your HELOC may be tax deductible. Consult with your tax advisor to understand how a home equity line of credit may affect your personal tax picture.

see current rates

 

To Apply Today

Click here to apply online or call or drop by any TCB branch. If you’d like us to contact you instead, just complete the “We’ll call you.” form on this page.

Call us.

Roslindale
(617) 325-2900

West Roxbury
(617) 325-9955

Charlestown
(617) 242-0380

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Visit one of our locations.

Roslindale
40 Belgrade Avenue
Roslindale, MA 02131

West Roxbury
36 Spring Street
West Roxbury, MA 02132

Charlestown 
201 Main Street
Charlestown, MA 02129