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personal banking

You want your money to help you achieve as many life goals as possible. TCB is ready to support you with sound advice, attentive personal service, the right account and loan options, and efficient online tools.


When you’re ready to buy your first home, trade up to a bigger home or refinance your current mortgage, make the right move and apply for your mortgage at The Cooperative Bank.


Quality Service

You will be matched with a mortgage professional who will work with you throughout the entire process. From the time you are pre-qualified or decide to refinance, right through to the closing, you will experience responsive service and quick turnaround on your requests. It’s this service that sets TCB apart.

apply online mortgage rates calculators  download mortgage application


The Right Mortgage for You

You should shop for your mortgage as carefully as you shop for your home. Your TCB mortgage representative will guide you through the various mortgage alternatives, making sure you understand the terms of each, and will help you select the option that’s best for you. Our current offerings include:

  1. Fixed-Rate Mortgages: Offer Payment Stability With this type of mortgage you’ll have a fixed monthly principal and interest payment for the life of your mortgage, making it easier to budget your funds. A variety of terms (loan durations) are available for fixed-rate mortgages.
  2. Adjustable-Rate Mortgages: Low Initial Interest Payment and Easier to Qualify If you’re planning to live in your home for only a short time or if you’ve just begun a new career and are expecting your income to grow in the future, an adjustable-rate mortgage may be a good choice for you. Typically, ARMs offer lower rates than fixed rate mortgages during the first years of the loan. However your mortgage rate will be adjusted periodically – in three, five, seven, or ten-year intervals – which means your mortgage rate will rise if rates are higher at the adjustment interval built into your loan.

To Apply Today

Click here to apply online or call one of experienced Mortgage Loan Originators. If you’d like us to contact you instead, just complete the “We’ll call you.” form on this page.

Call us.

(617) 325-2900

West Roxbury
(617) 325-9955

(617) 242-0380

We’ll call you.
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Visit one of our locations.

40 Belgrade Avenue
Roslindale, MA 02131

West Roxbury
36 Spring Street
West Roxbury, MA 02132

201 Main Street
Charlestown, MA 02129