Certificates of Deposit Effective 11-03-2025
| Program | Minimum Daily Balance to earn APY | APY* | Interest Rate | Minimum Deposit to Open Account |
|---|---|---|---|---|
| **4 Month Special | $1,000 | 3.75% | 3.69% | $1,000 |
| **8 Month Special | $1,000 | 3.75% | 3.69% | $1,000 |
| 12 Month | $1,000 | 3.00% | 2.96% | $1,000 |
| 36 Month | $1,000 | 1.25% | 1.24% | $1,000 |
| 60 Month | $1,000 | 1.75% | 1.74% | $1,000 |
**4 Month Special
- Minimum Daily Balance to earn APY $1,000
- APY* 3.75%
- Interest Rate 3.69%
- Minimum Deposit to Open Account $1,000
**8 Month Special
- Minimum Daily Balance to earn APY $1,000
- APY* 3.75%
- Interest Rate 3.69%
- Minimum Deposit to Open Account $1,000
12 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 3.00%
- Interest Rate 2.96%
- Minimum Deposit to Open Account $1,000
36 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 1.25%
- Interest Rate 1.24%
- Minimum Deposit to Open Account $1,000
60 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 1.75%
- Interest Rate 1.74%
- Minimum Deposit to Open Account $1,000
TCB Premier Money Market Effective 11-03-2025
| Tier Amount | Minimum to Obtain APY^ | APY^ | Interest Rate | Minimum Deposit to Open Account |
|---|---|---|---|---|
| 0-$2,499.99 | $0.00 | 0.00% | 0.00% | $2,500 |
| $2,500-$49,999.99 | $2,500 | 0.40% | 0.40% | $2,500 |
| $50,000-$99,999.99 | $50,000 | 1.00% | 1.00% | $2,500 |
| $100,000 and above | $100,000 | 3.15% | 3.11% | $2,500 |
0-$2,499.99
- Minimum to Obtain APY^ $0.00
- APY^ 0.00%
- Interest Rate 0.00%
- Minimum Deposit to Open Account $2,500
$2,500-$49,999.99
- Minimum to Obtain APY^ $2,500
- APY^ 0.40%
- Interest Rate 0.40%
- Minimum Deposit to Open Account $2,500
$50,000-$99,999.99
- Minimum to Obtain APY^ $50,000
- APY^ 1.00%
- Interest Rate 1.00%
- Minimum Deposit to Open Account $2,500
$100,000 and above
- Minimum to Obtain APY^ $100,000
- APY^ 3.15%
- Interest Rate 3.11%
- Minimum Deposit to Open Account $2,500
Personal Deposit Acconts Effective 11-03-2025
| Account Type | Minimum to Obtain APY^ | APY^ | Interest Rate | Minimum Deposit to Open Account |
|---|---|---|---|---|
| Statement Savings | $10.00 | 0.05% | 0.05% | $10.00 |
| eLife Savings | $0.01 | 3.00% | 2.96% | $10.00 |
| Relationship Checking | $500.00 | 0.10% | 0.10% | $25.00 |
Statement Savings
- Minimum to Obtain APY^ $10.00
- APY^ 0.05%
- Interest Rate 0.05%
- Minimum Deposit to Open Account $10.00
eLife Savings
- Minimum to Obtain APY^ $0.01
- APY^ 3.00%
- Interest Rate 2.96%
- Minimum Deposit to Open Account $10.00
Relationship Checking
- Minimum to Obtain APY^ $500.00
- APY^ 0.10%
- Interest Rate 0.10%
- Minimum Deposit to Open Account $25.00
Certificates of Deposit
*Annual Percentage Yield (APY) effective 11-03-2025 and subject to change at any time without notice. APY is based on monthly compounding of interest. Disclosed APY assumes principal and interest remain on deposit. Any withdrawal of funds will reduce earnings. Fees may reduce earnings. Penalties may be imposed for early withdrawals. This account will automatically renew at maturity. Maximum online account opening $250,000. Accounts with higher balances will need to be opened at a branch office.
**Your interest rate and APY will remain in effect until the first maturity date. Each renewal term will be 12-months. The interest rate and APY will be the same as we offer on a new 12-month time deposit on the maturity date, minimum balance (if any) and other features of the 12-month time deposit. Maximum opening balance $1,000,000. Valid for personal accounts only. Limited time offer and may be withdrawn without notice.
TCB Premier Money Market
^Annual Percentage Yield (APY) effective 11-03-2025 and are subject to change at any time without notice. This is a variable rate account Rate is subject to change after account is opened. APY is based on monthly compounding of interest Fees could reduce earnings. Daily minimum balance of $2,500 required to waive $10 monthly maintenance fee. Opening deposit funds cannot be originated from an account with TCB. Maximum opening balance $1,000,000. Maximum online account opening $50,000. Accounts with higher balances will need to be opened at a branch office. Personal accounts only.
Relationship Checking Account
Annual Percentage Yield (APY) is effective 11/03/2025 and subject to change at any time without notice. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest will be compounded every month. Interest will be credited to your account every month. A monthly maintenance fee of $20.00 will be imposed every statement cycle if the combined relationship balance in the account falls below $5,000.00 any day of the cycle. – Relationship balances include balances in all personal checking, savings, money market, CD, and IRA accounts.
Statement Savings Account
Annual Percentage Yield (APY) effective 11/03/2025 and subject to change without notice. Interest will be compounded every month. Interest will be credited to your account every month. You must maintain a minimum balance of $10.00 in the account each day to obtain the disclosed annual percentage yield. A monthly maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
eLife Savings Account
An ***eLife Checking account or ****Student Life Checking account is required to open an eLife Savings account. Annual Percentage Yield (APY) is effective 11/03/2025 and subject to change without notice. Interest will be compounded every month. Interest will be credited to your account every month You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
*** eLife Checking – No minimum balance requirement. Direct Deposit and eStatement enrollment are required to waive the $10 monthly maintenance fee. No foreign (non-TCB) ATM charges. Unlimited ATM surcharge fee rebates.
***** Student Life Checking – No minimum balance requirement. Direct Deposit and eStatement enrollment are required. No monthly maintenance fee. No foreign (non-TCB) ATM charges. Up to $12 in foreign (Non TCB ) ATM surcharge fee rebates. Customers may write up to ten (10) checks per month at no cost/$0.50 per check thereafter.
SEE TERMS AND CONDITIONS OF YOUR ACCOUNT DISCLOSURE FOR ADDITIONAL ACCOUNT INFORMATION