rates

Highly competitive rates of return on deposit accounts and
competitive loan and mortgage rates make your money go farther.
That’s how we make more of your dreams a reality.

deposit rates

mortgage rates

personal loan rates

deposit rates

Be rewarded for banking with us.

These are our most current rates of return for certificates of deposit (CDs) and money market accounts, as well as our interest-bearing savings and checking accounts.*

You can also get current rates by calling (617) 325-2900.

*Rates are subject to change without notice.

 

earnings calculator
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Loan payment calculator with balloon payment

If your loan may include a balloon payment, use this calculator to estimate your total monthly mortgage payment and to see how the amount of principal v. interest paid each month will change over the life of your loan.

certificates of deposit (1) (effective 1-04-2019)

Program

  • 91 Day
  • 5 Month
  • 6 Month
  • 9 Month
  • 1 Year
  • 15 Month*
  • 18 Month
  • 22 Month Bump Up CD
  • 2 Year
  • 30 Month
  • 3 Year
  • 4 Year
  • 5 Year

Minimum Daily Balance to earn APY (2)

  • $2,500
  • $2,500
  • $2,500
  • $2,500
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000

APY (2)

  • 0.45%
  • 0.50%
  • 0.55%
  • 1.25%
  • 2.50%
  • 2.80%
  • 1.01%
  • 1.01%
  • 2.65%
  • 1.31%
  • 1.77%
  • 1.92%
  • 2.02%

Interest Rate

  • 0.45%
  • 0.50%
  • 0.55%
  • 1.24%
  • 2.47%
  • 2.76%
  • 1.00%
  • 1.00%
  • 2.61%
  • 1.30%
  • 1.75%
  • 1.90%
  • 2.00%

Minimum Deposit to Open Account

  • $2,500
  • $2,500
  • $2,500
  • $2,500
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000
  • $1,000

*New money only

1-Penalties maybe imposed for early withdrawals

2-Annual Percentage Yields (APYs) effective 1/04/19 and are subject to change at any time without notice. Annual Percentage Yield is based on monthly compounding of interest. Fees may reduce earnings.

SEE TERMS AND CONDITIONS OF YOUR ACCOUNT DISCLOSURE FOR ADDITIONAL ACCOUNT INFORMATION

personal deposit services rates (1) (effective 1-04-2019)

Program

  • eLife Savings (2) up to $2,000)
  • over $2,000.00
  • Statement Savings
  • Preferred NOW
  • Relationship Checking
  • eLife Money Market (3)
  • $0.01 – $499.99
  • $500 – $2,499.99
  • $2,500 –  $9,999.99
  • $10,000 – $24,999.99
  • $25,000 +
  • Preferred Money Market
  • $0.01-$499.99
  • $500 – $2499.99
  • $2,500 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000+

Minimum Daily Balance to earn APY (1)

  • $0.01
  •  
  • $10.00
  • $500.00
  • $500.00
  • $500.00
  •  
  •  
  •  
  •  
  •  
  • $500.00
  •  
  •  
  •  
  •  
  •  

APY (1)

  • 3.00%*
  • 0.10%*
  • 0.05%
  • 0.05%
  • 0.10%
  •  
  • 0.05%
  • 0.10%
  • 1.00%
  • 1.00%
  • 1.00%
  •  
  • 0.00%
  • 0.05%
  • 0.10%
  • 0.20%
  • 0.25%

Minimum Deposit to Open Account

  • $10.00
  •  
  • $10.00
  • $25.00
  • $25.00
  • $25.00
  •  
  •  
  •  
  •  
  •  
  • $2,500.00
  •  
  •  
  •  
  •  
  •  

1-Annual Percentage Yields (APYs) effective 1/04/19 and are subject to change at any time without notice. Annual Percentage Yield is based on monthly compounding of interest. Fees may reduce earnings.

2-Annual Percentage Yield of 3.00% APY will be paid on the balance up to the first $2,000. An Annual Percentage Yield of 0.10% APY will be paid on the remaining balance that exceeds $2,000. which will create a blended rate made up of 3.00% APY and 0.10% APY. For example, a balance of $3,000 would earn a blended rate of 2.03% APY. Rate is variable and subject to change without notice. Must be linked to an eLife Checking* or Student Life Checking Account**, One eLife Savings account per customer.

3-eLife Checking* or Student Life Checking** account required to open eLife Money Market.

* eLife Checking – No minimum balance requirement. Direct Deposit and eStatement enrollment are required to
** eLife Student Checking – No minimum balance requirement. Direct Deposit and eStatement enrollment are required. No monthly maintenance fee. No foreign (non-TCB) ATM charges. Up to $12 in foreign (Non TCB ) ATM surcharge fee rebates. Customers may write up to ten (10) checks per month at no cost/$0.50 per check thereafter.

SEE TERMS AND CONDITIONS OF YOUR ACCOUNT DISCLOSURE FOR ADDITIONAL ACCOUNT INFORMATION

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Roslindale (617) 325-2900  West Roxbury (617) 325-9955  Charlestown (617) 242-0380
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Roslindale 40 Belgrade Avenue Roslindale, MA 02131 West Roxbury 36 Spring Street West Roxbury, MA 02132 Charlestown  201 Main Street Charlestown, MA 02129