Holiday Notice: The Cooperative Bank will be closed on Friday, July 4th in observation of Independence Day!
Certificates of Deposit Effective 06-01-2025
| Program | Minimum Daily Balance to earn APY | APY* | Interest Rate | Minimum Deposit to Open Account |
|---|---|---|---|---|
| **5 Month Special | $1,000 | 4.00% | 3.93% | $1,000 |
| **7 Month Special | $1,000 | 2.00% | 1.98% | $1,000 |
| **8 Month Special | $1,000 | 3.75% | 3.69% | $1,000 |
| 12 Month | $1,000 | 0.75% | 0.75% | $1,000 |
| **21 Month Special | $1000 | 4.00% | 3.93% | $1000 |
| 36 Month | $1,000 | 1.25% | 1.24% | $1,000 |
| 60 Month | $1,000 | 1.75% | 1.74% | $1,000 |
**5 Month Special
- Minimum Daily Balance to earn APY $1,000
- APY* 4.00%
- Interest Rate 3.93%
- Minimum Deposit to Open Account $1,000
**7 Month Special
- Minimum Daily Balance to earn APY $1,000
- APY* 2.00%
- Interest Rate 1.98%
- Minimum Deposit to Open Account $1,000
**8 Month Special
- Minimum Daily Balance to earn APY $1,000
- APY* 3.75%
- Interest Rate 3.69%
- Minimum Deposit to Open Account $1,000
12 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 0.75%
- Interest Rate 0.75%
- Minimum Deposit to Open Account $1,000
**21 Month Special
- Minimum Daily Balance to earn APY $1000
- APY* 4.00%
- Interest Rate 3.93%
- Minimum Deposit to Open Account $1000
36 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 1.25%
- Interest Rate 1.24%
- Minimum Deposit to Open Account $1,000
60 Month
- Minimum Daily Balance to earn APY $1,000
- APY* 1.75%
- Interest Rate 1.74%
- Minimum Deposit to Open Account $1,000
TCB Premier Money Market Effective 06-01-2025
| Tier Amount | Minimum to Obtain APY^ | APY^ | Interest Rate | Minimum Deposit to Open Account |
|---|---|---|---|---|
| 0-$2,499.99 | $0.00 | 0.00% | 0.00% | $2,500 |
| $2,500-$49,999.99 | $2,500 | 0.40% | 0.40% | $2,500 |
| $50,000-$99,999.99 | $50,000 | 1.00% | 1.00% | $2,500 |
| $100,000 and above | $100,000 | 3.50% | 3.45% | $2,500 |
0-$2,499.99
- Minimum to Obtain APY^ $0.00
- APY^ 0.00%
- Interest Rate 0.00%
- Minimum Deposit to Open Account $2,500
$2,500-$49,999.99
- Minimum to Obtain APY^ $2,500
- APY^ 0.40%
- Interest Rate 0.40%
- Minimum Deposit to Open Account $2,500
$50,000-$99,999.99
- Minimum to Obtain APY^ $50,000
- APY^ 1.00%
- Interest Rate 1.00%
- Minimum Deposit to Open Account $2,500
$100,000 and above
- Minimum to Obtain APY^ $100,000
- APY^ 3.50%
- Interest Rate 3.45%
- Minimum Deposit to Open Account $2,500
Certificates of Deposit
*Annual Percentage Yield (APY) effective 06-01-2025 and subject to change at any time without notice. APY is based on monthly compounding of interest. Disclosed APY assumes principal and interest remain on deposit. Any withdrawal of funds will reduce earnings. Fees may reduce earnings. Penalties may be imposed for early withdrawals. This account will automatically renew at maturity. Maximum online account opening $250,000. Accounts with higher balances will need to be opened at a branch office.
**Your interest rate and APY will remain in effect until the first maturity date. Each renewal term will be 12-months. The interest rate and APY will be the same as we offer on a new 12-month time deposit on the maturity date, minimum balance (if any) and other features of the 12-month time deposit. Maximum opening balance $1,000,000. Valid for personal accounts only. Limited time offer and may be withdrawn without notice. 21-Month Special: Opening deposit funds cannot be originated from an account with TCB.
TCB Premier Money Market
^Annual Percentage Yield (APY) effective 06-01-2025 and are subject to change at any time without notice. This is a variable rate account Rate is subject to change after account is opened. APY is based on monthly compounding of interest Fees could reduce earnings. Daily minimum balance of $2,500 required to waive $10 monthly maintenance fee. Opening deposit funds cannot be originated from an account with TCB. Maximum opening balance $1,000,000. Maximum online account opening $50,000. Accounts with higher balances will need to be opened at a branch office. Personal accounts only.
SEE TERMS AND CONDITIONS OF YOUR ACCOUNT DISCLOSURE FOR ADDITIONAL ACCOUNT INFORMATION