Highly competitive rates of return on deposit accounts and
competitive loan and mortgage rates make your money go farther.
That’s how we make more of your dreams a reality.

personal loan rates

For each loan product below, qualifying criteria are based on the requested loan amount.
*reduced rate w/auto pay-TCB account

earnings calculator

TCB Consumer Loan Products (effective 08-05-16)

Loan Product

  • Streamline Overdraft Protection Line of Credit ($500.00)
  • Overdraft Protection Line of Credit ($501.00 min; $2,500.00 max)
  • Unsecured Personal Loan ($1,000 min; $20,000 max)
  • Unsecured Line of Credit ($1,000.00 min; $10,000.00 max)


  • application
  • application
  • application, paystubs of four consecutive weeks, recent W-2, or tax return if self-employed
  • application


  • 18.00% APR
  • 18.00% APR
  • 8.99%* APR
  • P + 5%* APR


  • Amount of accrued finance charges or $25.00, whichever is greater
  • Amount of accrued finance charges or $25.00, whichever is greater
  • Principal + Interest
  • Accrued Finance Charge

Term and Fees

  • $10 annual fee
  • $10 annual fee
  • 36/60 mos term
  • $25 annual fee**

*APR is Annual Percentage Rate.  Unsecured Personal Loan and Unsecured Line of Credit are eligible to receive a 0.25% discount with auto-pay from a TCB checking account.  Discounts cannot be combined with other offers.

**Waived with auto deduction of the payment from a TCB checking account.

Call us.

(617) 325-2900 

West Roxbury
(617) 325-9955 

(617) 242-0380

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Visit one of our locations.

40 Belgrade Avenue
Roslindale, MA 02131

West Roxbury
36 Spring Street
West Roxbury, MA 02132

201 Main Street
Charlestown, MA 02129